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Rochester Rates

Savings Rates


Regular Savings

From… Up to… Savings Rate
$200.00 $999.99 0.15% APY*
$1,000.00 $2,499.99 0.20% APY*
$2,500.00 $24,999.99 0.35% APY*
$25,000.00 And above 0.50% APY*

*Annual Percentage Yield. Effective August 20, 2014. Rates subject to change at any time.

Smart Savers-No New Accounts Are Currently Being Opened

From… Up to… Savings Rate
$200.00 $999.99 0.15% APY*
$1,000.00 $2,499.99 0.30% APY*
$2,500.00 And above 0.55% APY*

*Annual Percentage Yield. Effective August 20, 2014. Rates subject to change at any time.

Little Savers

From… Up to… Savings Rate
$20.00 $999.99 0.40% APY*
$1,000.00 $2,499.99 0.55% APY*
$2,500.00 $24,999.99 0.65% APY*
$25,000.00 And above 0.80% APY*

*Annual Percentage Yield. Effective August 20, 2014. Rates subject to change at any time.

CD Rates


Certificate of Deposit

Term APY* Minimum Opening Deposit
3 Months  0.50% APY* $500.00
6 Months  0.75% APY* $500.00
12 Months  1.10% APY* $500.00
18 Months  1.16% APY* $500.00
24 Months  1.21% APY* $500.00
36 Months  1.21% APY* $500.00
48 Months  1.26% APY* $500.00
60 Months  1.31% APY* $500.00

*Annual Percentage Yield. Effective March 16, 2020. Rates subject to change at any time. Time Certificate 12 months and over compound quarterly. Early withdrawal penalty is 3 months interest for CD terms 12 months and under. Early withdrawal penalty is 6 months interest for CD terms over 12 months.

Loan Rates


Home Mortgages

Please visit one of our branches or call 1-800-646-6178 today for loan rates.

Fixed Rate Auto & Truck Loans

Please visit one of our branches or call 1-800-646-6178 today for loan rates.

Fixed Rate Secured Loans

Please visit one of our branches or call 1-800-646-6178 today for loan rates.

Personal Loans

Please visit one of our branches or call 1-800-646-6178 today for loan rates.

Business Loans

Please visit one of our branches or call 1-800-646-6178 today for loan rates.

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