Home Loans

At Minnesota First, we give you the choices you need to find a mortgage loan that is exactly what you are looking for. We finance purchases and refinances of primary residences, vacation homes and investment properties.

We even offer home equity loans that give you the advantage of borrowing with your home’s equity. Interest rates will usually be lower than what you would pay on a personal loan.

	1st Mortgages	2nd Mortgages	Home Equity	Home Equity Line of Credit
Competitive fixed rates
Low closing costs
No PMI *
No prepayment penalty *
Ability to modify your loan
Free in-house appraisals for qualifying loans
Creative financing with payments tailored to fit your budget and needs
Acceptance of payments weekly, bi-weekly or monthly
Automatic payments from your checking/savings account or employment check
In-house approvals for a faster answer
Interest tax deduction. Consult tax advisor for eligibility.
Loans serviced in house

*Certain restrictions apply.